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Goldeen Co.

Welcome to Goldeen Co.

Insurance Services


Full-Service Life and Health Insurance Brokers
Employee Benefits for Small Companies
Health, Life, and Disability Insurance for Individuals and Families
Serving Silicon Valley and the San Francisco Bay Area
Need a quote? Any questions? Comments? Contact Information.

The Crisis in Health Care Financing

I have written an analyses of the Crisis in Health Care Financing based on my many years of experience in the field of Employee Benefits and medical insurance.
Please follow the links below to read my essays. I hope you find that they provide perspective on a topic commonly given shallow coverage in the public media.

The Crisis in Health Care Financing

The Patient Protection and Affordable Care Act

In May of 2010 Congress passed the Patient Protection and Affordable Care Act. Its intent is to make comprehensive and total health care universally available and universally affordable. Its effect will be to limit care and benefits and re-make Health Care in the Government?s image.
The links below refer to comments and observations on various steps and measures the Government is taking to put its plan into action, and indicate why these steps and measures will not have the hoped for effect.

Accountable Care Organizations

Health Care Rationing

Conflicts in Medical Benefit Legislation

Conflicts lie in the provisions and regulations of Medicare, COBRA & HIPAA. These programs do not always work smoothly or well with each other. If you are caught by a conflict, coverage may prove expensive or unobtainable. Each link below discusses some of the peculiarities related to participation in each program.

Medicare Parts A & B or C Qualification

Medicare Supplement Plans Qualification

Medicare Supplement Plans Benefits

Medicare Part D Qualification

COBRA Benefit Continuation

HIPAA Guaranteed Issue Medical Insurance

Medicare Part D Benefits & Provisions

The link titled, Benefits & Provisions, leads to a description of the plan, who qualifies and how it is intended to work. The link titled, Plans & Strategies, reviews specific plans and discusses strategies for choice.

Medicare Part D Benefits & Provisions

Medicare Part D Plans & Strategies