On-line Application. I am told that on-line application has become exceedingly popular. Here for your convenience are links to two of my medical insurance correspondents. I recommend you do not use them without instruction.
Blue Shield.
Kaiser.
Basic Coverage. Self-employed people, part-time employees,
and others who don't have group coverage can purchase
basic medical coverage. The rates are often much lower than expected.
Getting off COBRA. Many people sign up for COBRA continuation
upon leaving a company, not realizing that individual coverage is often
half or a third the cost. Also, individual policies continue
indefinitely, as opposed to COBRA which quits after 18 months in most
cases. If you are on COBRA and would like to save money by going to an
individual plan, contact me.
Short Term and Interim Coverage. For people needing insurance
for a short time or to bridge the gap between group plans or for
coverage during the waiting period of a group plan, I will be happy to help you with short term
medical insurance plans.
Visitors and Travelers Insurance. This is medical coverage for
visitors from abroad and U.S. residents travelling to other countries.
Difficult Cases. If you have health problems and are worried
about an insurance company accepting your application, or if you have
had trouble in the past, (contact me.) I know of many options and
may be able to help you. Please get in touch with me if you have been
declined life or health coverage, or have been offered a plan which is
restricted or at extra cost for reasons not clearly explained to you or
which you do not believe are valid. If no one you are working with now
seems to have any idea as to what to do, I will be happy to help you
get the problems sorted out.
Questions Answered. I am happy to answer any questions you
may have about medical insurance. Contact Info.
Needs Analysis. If you want life insurance but you are unsure
how much to get, I can perform a needs analysis to help you figure out
an appropriate level of coverage.
Type of Coverage. Life insurance comes in two basic flavors:
term life and whole life. Sometimes one is better, sometimes the other,
and often a combination works quite well. Also, each flavor has subtle
variations. I can help you understand what is the right kind of life
insurance for you.
Competitive Quotes I can give you the lowest quotes available
for the type of plan you want. I also take into consideration the
quality of the insurance company. I want you to have an insurance
company that will be in business when the time comes to pay a claim.
Questions Answered. Contact me if you have any questions
about life insurance.
Individual Medical
Insurance